The average cost of buying a car continues to rise, with new car prices recently hitting a record high of over $32,000. Not surprisingly, financing is more important than ever, with Americans borrowing an average of $27,000 for new cars and $18,000 for used cars. But once that new car smell starts to fade, a large auto loan can leave you with buyer’s remorse. If you’re in the market for a new car, here’s how to make sure you zoom away with the best financing deal for your budget.