2015 Ferrari FF – $295,000
With 651 horsepower and a 6.3L V12 engine, the Ferrari FF is fast. It’s also not the safest car, which will only drive up insurance rates. We got a quote for a 30 year old man, and it was almost $1,000 a month! Needless to say, we couldn’t afford to insure the car, let alone buy it in the first place.